Businesses provide a phone number of business name. Coris fills in the rest.

Underwriters don't lose time on hard decisions. They lose it on incomplete applications and merchants who left the MCC field blank because they had no idea what it was asking. That's the work that happens before any real risk judgment begins.

Our new Business Onboarding Pre-fill module removes it.

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What We're Launching

Business onboarding pre-fill automatically populates a merchant application using state-of-the-art entity resolution and matching. Instead of asking a business to manually enter their business details, Coris identifies the right business from minimal inputs and fills in the application on their behalf.

Merchants entering your onboarding flow provide one of two things: an owner phone number, or a business name and zip code. From there, Coris identifies the business and populates the application automatically.

Depending on what's available, fields like these get filled in automatically:

• Contact name and business phone
• Business email
• Legal name and DBA
• Business address
• Website
• Merchant category code (MCC)
• Business description and business type

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The merchant reviews, fills in extra details if needed, and submits. Your team can also initiate pre-fill on a merchant's behalf and send the pre-populated application via email or SMS, which is useful for sales-assisted onboarding where getting a merchant to approval quickly matters.

Either way, the underwriter receives a structured, complete application.

Onboarding Pre-fill is available via the Coris API and through an embeddable onboarding form in the Coris portal.

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How It Works

Pre-fill isn't autocomplete. It's entity matching.

When a merchant enters their information, Coris runs it against its merchant intelligence layer, the same data that powers MerchantProfiler, and resolves it to the correct business entity.

The challenge isn't finding data. It's finding the right data for the right business. A phone number can be associated with multiple entities. A business name can return several close matches. Coris resolves that ambiguity through entity matching, surfacing the accurate result rather than the nearest one. Legal name maps to legal name. DBA maps to DBA. MCC is assigned based on what Coris actually knows about the business, not what a merchant typed into a free-text field.

Merchants can review and edit anything before submitting. That's intentional. Pre-fill is a starting point confirmed by the merchant, which is a meaningful accuracy checkpoint on its own.

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Faster Approvals, Faster Growth

Every day a merchant spends in an onboarding queue is a day they're not processing volume. That delay has a direct cost: slower time to revenue for the merchant, and slower growth for the platform.

Pre-fill compresses that timeline. Merchants move through the application in minutes rather than days. Less friction means fewer drop-offs, and fewer drop-offs means more merchants are activated. At scale, that's not a marginal improvement. It's a meaningful difference in how fast your portfolio grows.

The customer experience effect is just as real. A merchant's first interaction with your platform is the application. If that experience is fast, clean, and requires almost no effort on their part, it sets a different tone than a 20-field form they have to abandon and come back to. First impressions in B2B carry further than most operators account for.

The data quality benefit compounds this. When merchants fill out applications manually, small errors create downstream work that shouldn't exist. A wrong MCC is at best a misclassification someone has to catch, but can lead to fines in worst cases. A missing website means an underwriter goes to find it. A legal name entered as a DBA creates a mismatch that surfaces later during monitoring. Pre-fill eliminates most of that before it starts, so underwriters spend their time on actual risk decisions rather than cleaning up form data. Approvals move faster not just because applications come in faster, but because there's less to fix on the back end.

Onboarding Pre-fill is available now. Faster onboarding means faster merchant activation, and faster merchant activation means faster growth. Reach out to get started.