Overview

Send an email with a merchant's website. Get a pre-qualification assessment back in seconds.

The merchant who doesn't hear back signs up somewhere else. That's the conversion problem most operators underestimate. An inquiry comes in, someone has to triage it, and by the time a response goes out, the window has closed. The lag isn't always in the underwriting. It's in everything that happens before it.

The Coris Vetting Agent removes that lag.

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What We're Launching

The Vetting Agent is an email-based AI agent that pre-qualifies merchants on demand. Send an email with a merchant's website or any other info such as the name and location to a configurable address on your domain. The agent analyzes the business, applies your credit risk policy and any custom instructions, and responds with a structured pre-qualification assessment.

No login. No forms. Just email.

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The response reflects your policies and your standards. What comes back, and how it's framed, is determined by the instructions and risk appetite you configure.

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How It Works

The trigger is an inbound email with merchant information. From there the agent runs a full business analysis using the same merchant intelligence that powers MerchantProfiler, evaluating signals across business registration, website, adverse media, online reputation, prohibited categories, and more.

What makes it useful in practice is that it applies your policies, not generic ones. Restricted categories, risk appetite, custom instructions you define. If a merchant sells something that sits in a gray area for your platform specifically, the agent knows that and factors it accordingly. The response includes the reasoning behind the assessment, not just a conclusion, so whoever receives it can act on it immediately without having to reconstruct the analysis themselves.

The email address is configurable to your own domain, so it fits into existing workflows without requiring anyone to adopt a new tool or interface.

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Why Speed to Decision Matters

Most operators think about merchant onboarding as an underwriting problem. The real bottleneck is often earlier: the gap between when an inquiry from a 1099 sales agent or an internal sales rep comes in and when someone qualifies it. Sales reps are waiting on answers before they can close. Partners submitting merchants are getting responses days later. New analysts are making inconsistent calls on edge cases because there's no standardized policy applied at the point of inquiry.

That gap has a direct cost. Merchants who don't hear back quickly move on. Inconsistent responses create downstream rework. And the cumulative time spent manually triaging inquiries is time that isn't going toward anything else.

The Vetting Agent addresses all three. Inquiries get a response in seconds. Every merchant is evaluated against the same policy every time. And the assessment includes enough context that the person receiving it can act without needing to do additional research.

For teams fielding merchant inquiries at volume, the difference compounds. Faster qualification means more merchants moving into the pipeline, and more merchants in the pipeline means faster portfolio growth.

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The Vetting Agent is available now. Reach out to learn more.