Merchant credit exposure has always been part of the risk equation. But too often, it’s tracked outside the systems teams rely on most: buried in spreadsheets, manually updated, and rarely revisited.

That’s why we built the Exposure Calculator directly into Coris Case Management and why we think more teams should be putting it to work.

Why It Matters

When you’re processing payments for mid- to large-sized merchants, credit exposure is one of your most important signals. If a merchant delivers their product weeks after a transaction or suddenly shuts down, you’re still on the hook for chargebacks and disputes.

Savvy teams model this risk upfront. But doing that in a spreadsheet? It's tedious, error-prone, and easy to overlook.

The Exposure Calculator was designed to make that process seamless, accurate, and always accessible, so exposure becomes part of the workflow, not an afterthought.

Built Into the Platform

The Exposure Calculator isn’t a bolt-on or a separate tool. It’s built directly into every Coris case, meaning exposure data is right where you need it: alongside the rest of your investigation.

It automatically pulls in live inputs like transaction volume, refund and chargeback rates, and supports custom NDX timeframes. No copy-pasting, no formula debugging, and no bouncing between tabs.

Key capabilities include:

• Real-time exposure estimates based on live data
• Card-present vs. card-not-present distinction
• Configurable inputs for NDX timeframes
• One-click calculations with full audit trails
• Saved exposure snapshots across time

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“Credit exposure has always been a key part of merchant risk, but it’s traditionally lived in spreadsheets—manual, static, and rarely revisited. With Coris bringing this into the platform and updating it automatically, we finally have a real-time view of our riskiest merchants. It’s a game-changer for how quickly and confidently our team can respond.”

— Joe Libby, Zift

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What That Unlocks

With the calculator embedded in the Coris workflow, risk teams can:

• Quantify exposure consistently across merchants
• Monitor changes in real time
• Support faster credit decisions with clear, auditable data
• Reduce reliance on spreadsheets and ad hoc tracking
  

It’s a way to take something every team should be doing and make it automatic.

Time to Upgrade

If you're still tracking exposure in spreadsheets, now’s the time to make the switch.

The Exposure Calculator gives risk teams the confidence to act on the data - without the manual lift. It’s one more step toward a smarter, more automated merchant risk platform.

👉 Request a demo